Bramble Brook Mortgage Privacy Policy

09/02/2024

1. Introduction

Bramble Brook Mortgage (collectively, "we," "our," or "us") are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your non-public personal information when you engage with our mortgage brokerage services.

2. Information We Collect

We collect the following types of non-public personal information:

- Personal Identification Information: Name, address, phone number, email address, Social Security number, and date of birth.

- Financial Information: Income details, employment history, credit history, and bank account information.

- Mortgage Application Details: Loan amount, property details, and other information related to your mortgage application.

3. How We Collect Information

We collect information in the following ways:

- Directly from You: When you provide information to us through forms, applications, or communications.

- From Third Parties: Through our partners, affiliates, or service providers who may provide us with information relevant to your mortgage application.

4. How We Use Your Information

We use your non-public personal information to:

- Process Mortgage Applications: Evaluate and process your mortgage applications and determine your eligibility.

- Provide Services: Communicate with you regarding your application, updates, and other related services.

- Improve Our Services: Analyze and improve our services, including customer support and service delivery.

- Compliance and Legal Obligations: Comply with legal and regulatory requirements and respond to legal processes.

5. Sharing Your Information

We may share your non-public personal information with:

- Service Providers: Third parties who assist us in processing your application and providing our services, such as credit bureaus, appraisal companies, and other financial institutions.

- Affiliates: Other entities within our corporate family for the purpose of processing and servicing your mortgage.

- Legal and Regulatory Authorities: As required by law or in response to legal requests and regulatory requirements.

6. Security of Your Information

We implement appropriate administrative, technical, and physical measures to protect your non-public personal information from unauthorized access, use, or disclosure. Despite these measures, no security system is impenetrable, and we cannot guarantee the security of your information.

7. Your Choices and Rights

You have the right to:

- Access and Correct Information: Request access to and correction of your non-public personal information.

- Opt-Out: Opt out of certain communications or disclosures as permitted by law.

- Request Deletion: Request deletion of your personal information, subject to legal and contractual obligations.

To exercise these rights or if you have any questions about this Privacy Policy, please contact us at:

Email: compliance@bramblefin.com

Phone: (800) 880-5845

Website: www.bramblefin.com

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and updating the effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at the details provided above.

Thank you for trusting Bramble Financial and Bramble Brook Mortgage with your mortgage needs. We are dedicated to safeguarding your privacy and ensuring the secure handling of your personal information.

Bramble Brook Mortgage